Effective Date: September 27, 2026
ApplyWithBMO.com is operated in connection with the mortgage loan origination services of Bryan Morrison, NMLS #624279, through Mortgage Professionals of America, LLC, NMLS #2133511.
We respect your privacy and are committed to protecting the personal information you provide through this website. This Privacy Policy explains what information may be collected, how it may be used, and the choices available to you.
Information We May Collect
We may collect information that you voluntarily provide when you use this website, including your:
- Name
- Email address
- Telephone number
- Property or loan-related information
- Information submitted through contact forms or mortgage inquiry forms
- Information provided when subscribing to market updates, newsletters, or other communications
Please do not submit sensitive financial information, Social Security numbers, account numbers, passwords, or other confidential information through general website contact forms unless you are directed to a secure mortgage application or secure document portal.
How We Use Your Information
Information submitted through this website may be used to:
- Respond to your questions or requests
- Contact you regarding mortgage products or services you have requested information about
- Assist with home financing or mortgage-related inquiries
- Provide educational information and market updates
- Send communications you have requested, including the Monthly Market Huddle
- Improve the functionality and user experience of the website
- Maintain website security and prevent misuse
Submitting information through this website does not constitute a mortgage application, loan approval, or commitment to lend.
Mortgage Applications and Third-Party Services
This website may contain links to secure mortgage application systems, lenders, service providers, or other third-party websites.
Information you provide directly through a third-party website, secure mortgage application, document portal, or lender platform is subject to that provider’s privacy policy and security practices.
We encourage you to review the privacy policies of third-party websites before providing personal or financial information.
Email Communications and Market Updates
If you subscribe to the Monthly Market Huddle or other email communications, we may use your email address to send the information you requested.
You may unsubscribe from marketing or informational emails at any time by using the unsubscribe instructions contained in the message or by contacting us directly.
Cookies and Website Analytics
ApplyWithBMO.com may use cookies and similar technologies to help the website function properly, understand website traffic, improve performance, and enhance the visitor experience.
Certain website services or plugins may also collect technical information such as:
- Internet Protocol (IP) address
- Browser type
- Device type
- Pages visited
- Date and time of visits
- Referring website
You may be able to limit or disable cookies through your browser settings. Doing so may affect the functionality of certain website features.
Embedded Content and Third-Party Tools
This website may include embedded content or services from third parties, such as maps, videos, forms, analytics tools, or other website features.
For example, the website may use services such as Google Maps. These third-party services may collect information in accordance with their own privacy policies.
Interaction with embedded content may be treated in the same manner as if you visited the third-party website directly.
How Information May Be Shared
Information may be shared with service providers or business partners when reasonably necessary to operate the website, respond to your request, provide mortgage-related services, maintain our systems, or comply with applicable legal requirements.
We may also disclose information when required by law, regulation, court order, governmental request, or other legal process.
Data Security
We use reasonable administrative, technical, and organizational safeguards designed to protect information submitted through this website.
However, no website, email transmission, or electronic storage system can be guaranteed to be completely secure. Sensitive mortgage or financial documents should only be transmitted through secure systems specifically provided for that purpose.
Data Retention
Information may be retained for as long as reasonably necessary to respond to your request, maintain business and regulatory records, provide requested services, comply with legal obligations, or resolve disputes.
Children’s Privacy
This website is intended for adults seeking information about mortgage and home financing services and is not directed toward children under the age of 13.
We do not knowingly collect personal information from children under 13 through this website.
Your Privacy Choices
You may contact us to:
- Ask what information you previously submitted through this website
- Request that inaccurate contact information be corrected
- Request removal from marketing communications
- Ask questions about how information submitted through this website is handled
Certain records may need to be retained when required by applicable law, regulation, licensing requirements, or legitimate business-recordkeeping obligations.
Changes to This Privacy Policy
This Privacy Policy may be updated periodically to reflect changes in website functionality, technology, business practices, or applicable requirements.
Any updated version will be posted on this page with a revised effective date.
Contact Us
Questions regarding this Privacy Policy may be directed to:
Bryan Morrison
NMLS #624279
Mortgage Professionals of America, LLC
NMLS #2133511
3303 S. Lindsay Rd., Suite 110
Gilbert, AZ 85297
Phone: (602) 614-4839
Email: bryan@mtgprosinc.com